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Sally's blog

Do-It-Yourself Wills

Do it yourself wills are not a good idea for most people. The forms are not state specific and they cannot give you legal advice. They may not address all your family's needs and if you make a mistake, there is no one to tell you.

It is always best to consult with an attorney to make sure your wishes are carried out as you have intended.

I Need A Will-Now Where Do I Start

The beginning of your Journey to getting a Will prepared should not be daunting.  Here are a few steps to take:

Can We Purchase a House After Bankruptcy?

YES, with patience and planning it is possible to purchase a home after bankruptcy!   It is wise to wait for two years after your bankruptcy to make this purchase.  By waiting you will probably get better terms and interest rate on your home loan, saving you money overall. 

UP DATE Your Credit Report by watching for the following mistakes:

What does it cost to file Bankruptcy?

What does it cost to file Bankruptcy?

 

Attorney Fees

Attorney Fees are based on the complications of your case and State laws. If you call several attorneys' offices for quotes, they will be from $900 to $3000.  These fees should include the filing fees.  All the preparation should be done by the attorney's office from the paperwork supplied by you.  A Bankruptcy Attorney should accompany you to your Bankruptcy hearing.

Court Fees

Chapter 7 Bankruptcy filing fee is $335.

Ask these questions when calling a Bankruptcy Lawyer

  • How many years have you been in practice?
  • What type of Bankruptcy is best for me?
  • How do you know if I will qualify for Bankruptcy?

Ways to Spot an IRS Scam Phone Call

Have you ever had a phone call and you wondered if it was for real?  Here are some ways to tell if you just had a scam phone call:

     1.  A call demanding immediate payment.  THE IRS WILL NOT CALL ABOUT TAXES YOU OWE WITHOUT FIRST MAILING YOU A BILL.

     2.  The caller demanding that you pay taxes without giving you a chance to question or appeal the amount.

     3.  The caller requiring you to use a certain payment for your taxes, like a prepaid debit card.

     4.  The caller will ask for debit or credit card numbers over the phone.